For accountants, consultants, and brokers
You know your client's numbers. So you're the first to see when their cash is tied up in invoices or inventory. Refer them to Nextfactor. We independently look for the financing that fits. You stay in the loop.
Book a no-obligation consultation
We already work with financial consultants, insurance brokers, and accountants.

How to spot it
On paper, the business is doing well. Yet there isn't enough cash to pay the bills on time. Here's how it shows up in the numbers:
Lots of receivables or inventory
Most of the balance sheet total is made up of trade receivables or inventory.
Little cash
There's little money in the bank.
Negative cash flow
More money goes out than comes in.
Negative working capital
Short-term debts exceed current assets.
Often you'll hear it from your client too. Their customers only pay after 60 or 90 days. Or their bank won't raise their credit line.
What we do for your client
We say honestly what's possible. We look at your client's situation. If factoring isn't the right solution, we say so.
We compare our partners. We work with twelve partners and aren't tied to any bank.
We put together a complete file. That makes approval much more likely.
Your client decides. We explain how the partners differ in how they work and what they charge.
The solution may be factoring. It may also be reverse factoring, inventory financing, a business loan, trade credit insurance, or credit control.
To see how a file moves forward, read our How we work page.
What it means for you
Your client stays your client
We advise on the company's financing. For everything else, they stay with you.
You stay in the loop
We keep you involved in the file and let you know how it's progressing.
It costs your client nothing
Our advice is free. We're paid by the partner your client signs with. The only exception is in our terms of engagement.
A solution that fits
A client with enough cash on hand pays your invoices on time too.
How to refer a client
1
You talk it over with your client
They agree that you can pass their details on to us. They can also contact us themselves and mention your name.
2
We get to know the business
In a first conversation, we see whether it makes sense to move forward.
3
We keep you posted
Right through to the start with the partner.
Do you get a fee?
Financial consultants and insurance brokers
We work with a referral fee. We're happy to agree on the details in a personal conversation.
Accountants and bookkeepers
Your professional rules don't allow commissions. We respect that. You refer in your client's interest, in full independence.
Frequently asked questions from introducers
Don't see your question? See all FAQs.
Businesses that invoice other businesses or government agencies. For a twelve-month contract, our partners ask for at least €100,000 in annual revenue. If revenue is lower, single invoice factoring is still an option, starting at €2,000 per invoice.
Yes. We also help businesses that couldn't get financing from their bank. With factoring, the partner looks mainly at the company's customers and the invoices.
In the first conversation, we'll already see whether it makes sense to move forward. Once the file is complete, most partners take 5 to 7 business days to the first payout.
No. We put the file together with your client. If you have the latest figures on hand, things move faster.
Then we say so honestly, to your client and to you.
Have a client in mind?
Call or email us. Together we'll see whether we can help them.